THE happy memories

I always remind myself to keep in mind that we should pay on time all the bills and other expenses  incurred in order to avoid any worries and so we will all be happy! If you cannot pay on time due to lack of cash money, then apply for a payday loan that was one advice given by an old friend of mine.

Hubby knows that I always want us to either pay on time or pay in advance as much as possible all our utility bills, credit card, house mortgage, rent and even the little boy’s monthly school tuition. Just recently though, I got a little upset when we got a notice of disconnection on our power utility bill. I cannot believe it when it was handed over to me by the caretaker. The last thing I wanted was getting a disconnection notice when all I know I paid in full the last bill five days before it was even due! The cashier of SM payment center made a mistake of transposing the numbers of the amount in the bill and she made us pay a lesser amount. What I did was to count the change since that was the reminder they placed in their counter. I no longer doubled check the amount she made me pay and so we got a disconnection notice because of her mistake. Now I thought we need to pay the whole amount of the bill in three days time when in fact we don’t have the cash yet to pay for it since the current bill is actually due more than a week yet. Thank goodness we have a financial blessing that came or else I would have asked hubby to avail of a cash advance or we could have touched the savings that we have been trying to avoid withdrawing from. So as I said lesson learned here is to double check the amount they make you pay aside from the change. Plus not to forget to always pay on time or ahead of time to avoid anymore worries!